Checking Accounts

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Checking Accounts

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Premier Checking

Designed for the customer who maintains a lower minimum balance and has minimum transaction activity.
This account offers the following benefits:

  • Unlimited check writing.
  • Monthly maintenance fee of $6.
  • No fee Debit MasterCard.*
  • Free telephone banking.
  • Monthly statements with images of checks.

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Senior Checking

Available to customers who are age 50 years and older who receive a direct deposit of their paycheck or benefits payments.
This account offers the following benefits:

  • No monthly maintenance fee.
  • Tiered interest paid on minimum daily balances in excess of $25,000.
  • No fee Debit MasterCard®.*
  • No fee Visa® or MasterCard® credit card.**
  • Online banking and bill pay (no fee for the first 20 bill payments per month***).
  • Free telephone banking.
  • Monthly statements with images of checks.
  • Free bank selected checks.

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Premier Interest Checking

Designed for the customer who keeps a larger monthly balance. This account offers thefollowing benefits:

  • No monthly fee with a minimum daily balance of $1,200 or an average daily balance of $2,000 or average monthly balances of $20,000 in any savings account, certificate of deposit,
    or an outstanding loan with a $20,000 balance. Otherwise, there is a monthly low balance fee of $10.
  • Tiered interest on minimum daily balances of at least $2,000.
  • No fee Gold Debit MasterCard®.*
  • No fee Visa® or MasterCard® credit card.**
  • Online banking and bill pay (no fee for the first 20 bill payments per month***).
  • Free telephone banking.
  • Free official/travelers checks.
  • Monthly statements with images of checks.
  • Free bank-selected checks.

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Student Checking

Available to a student who is less than 24 years old. This account offers the following benefits:

  • Monthly maintenance fee of $.50.
  • No fee Debit MasterCard®.*
  • ATM – four per month. You must request reimbursement of eligible fees incurred by contacting any Southeastern Bank branch after receipt of
    bank statement reflecting fees.
  • Online banking and bill pay (no fee for the first 20 bill payments per month***).
  • Free telephone banking.
  • First order of bank selected checks are free when you switch your account from another financial institution.
  • Monthly statements with images of checks.

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Generations Gold® Club Checking

Designed for the customer with higher transaction volumes and the desire for Club benefits.
This account offers the following benefits among others:

  • Unlimited check writing.
  • Monthly maintenance fee of $8.
  • No fee Gold Debit MasterCard®.*
  • Online banking and bill pay (no fee for the first 20 bill payments per month***).
  • No fee Visa® or MasterCard® credit card.**
  • Free telephone banking.
  • Discounts on official/travelers checks.
  • Free bank-selected che All of the benefits of the Generation Gold® program include:
  • Discounts on travel.
  • 90-day purchase protection and extended warranty program.
  • National brand grocery coupons.
  • $10,000 accidental death and dismemberment insurance.
  • Discounts at selected retailers.
  • $10,000 accidental death and dismemberment insurance.

To learn more about the Generation Gold® program,

*Qualification required.

**Credit application required.

***$0.50 for each bill pay in excess of 20 per month.