Please click on one of the accounts below to learn more about what Southeastern Bank can do for you. All checking accounts require a deposit of at least $100 to open.
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Small Business Checking |
Designed for businesses that typically process less than 150 transactions per month and maintain minimum daily balances less than $2,500. Learn more.
- Minimum daily balance of $500 is required or a $10 per month balance requirement fee applies
- Per item fee of $.25 for each transaction in excess of:
- 125 debits per month
- 25 credits per month
- Online and mobile banking with optional cash management
- Business credit card with approved credit application
- First order of bank-selected checks or first package of disposable night deposit bags is free
- No limit on currency or coin obtained
- Monthly statements
- eStatements
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Preferred Business Checking – Analysis Account |
Designed for larger businesses with a high volume of transactions. Learn more.
- Service charge of $10 per month (can be offset by the earnings credit)
- Transaction and other fees for the following (can be offset by the earnings credit):
- Deposits
- Bank checks/debits
- ACH/EFT debits
- Currency and coin deposits
- Currency and coin purchased
- Earnings credit to offset fees if average collected balance is greater than $1,000. Credit is calculated as 90% of the 91 day T-bill discount rate (after a 10% reserve requirement) applied to the average collected balance for the statement cycle.
- Online and mobile banking with optional cash management
- Business credit card with approved credit application
- First order of bank-selected checks is free
- No fee Generations Gold® personal accounts for business owners (limit of 2 accounts)
- Monthly statements
- eStatements
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Regular Business Checking |
Designed for medium-sized businesses. Learn more.
- No monthly service charge with a minimum daily balance of $2,500 or a total of $25,000 in deposits and/or loans outstanding; otherwise, a $15 per month balance requirement fee applies
- Per item fee of $.20 for each transaction in excess of:
- 225 debits per month
- 25 credits per month
- Online and mobile banking with optional cash management
- Business credit card with approved credit application
- First order of bank-selected checks or first package of disposable night deposit bags is free
- Option to sweep excess funds to an interest-bearing account for amounts above a targeted balance
- Up to $5,000 of currency or coin obtained per month without a fee
- No fee Generations Gold® personal accounts for business owners (limit of 2 accounts)
- Monthly statements
- eStatements
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Business Interest Checking |
Available only for sole proprietorships, not-for-profit organizations and governmental entities. Learn more.
- Minimum daily balance of $2,500 is required or a $15 per month balance requirement fee applies
- Interest paid on minimum daily balance of at least $2,500
- Per item fee of $.20 for each transaction in excess of:
- 225 debits per month
- 25 credits per month
- Online and mobile banking with optional cash management
- Business credit card with approved credit application
- First order of bank-selected checks is free
- Monthly statements
- eStatements
